Overboad !?

Do we get overboard with what we get or achieve?

Everybody everyday try to achieve something or make a way to achieve that something. But when we get it... do we tend to get over the top and forget everything we have been through.

Here i mean.... people who have helped us, or not even who helped us but the group/section of people from where we came and reached to top.

It could be the circumstances we have gone through, people we met, things we have been through, things we used to share, etc...

Why does it happen when we reach to some level, we look the levels below with that different eye and attitude... why sudden change?

Is that so? We climb up and forget the stairs we came from! Why are stairs ahead of us always seems shiny and the stiars behind us become part of dark past which we never wanna bring up or share or be proud of?

Not saying that I am like this... just a general topic and thinking about it. On the other hand I think we should see everything that happened to us during our journey from one level to another in a way, as those are the things that made us what we are (hopefully good).

One should think (while standing on a higer level) that he was there where other people in lower levels are. One should be proud of what they achieved but not oblivious to the fact... you used to be in the same place carrying out similar jobs... now its a better chance for you to make a difference for the people under you so they have better process or guidance.

Self-confidence and Attitude

As people around us tell us every time... that have self-confidence. Of course one need to have self-confidence that helps in achieving what we aspire for and face thigns boldly. But sometimes the thin line between self-confidence and attitude gets crossed and we find ourselves in total attitude.

Self-confidence and attitude are are like 2 ends of a measuring scale. One should start from self-confidence end and then slowly move towards attitude end. but the balance should be there. for some people it could be at 5 on scale of 10, for some it culd be 6 or even 4. It all depends on how much proportions of self-confidence and attitude one wants to mix in there personality for that smooth personality finish.

Its very hard, because as we progress in our personal and professional lives we sometimes cross that thin line which is a marker of balance for us, as an individual, and there we are. As a person we might not know... but believe me others can totally tell. So i guess, we can now add a word in our personalities. and try to follow it. that's "easy-goin" and "down-to-earth". These are attributes which besides being self-confident helps a person to being accommodating, understanding, considerate and accepting.

To my thinking, sometimes people then start deriving relation between personality and who you are as a human being. That's like 50-50 i guess. A person may be a good human being but just his personality portrays him different sometimes. Even he thinks and feel the same stuff as everybody else, but that person is different when among people. This imbalanced layer of self-confidence plus attitude comes over. Which can make a person think... ahh i know everything, i don't need this advice, who is other person to tell me, why should i accommodate, etc...

So again its a 50-50 situation and many a times we just have this imbalance unknowingly and unwillingly. But its better to keep a check and rectify before it harm relations and one's personality.

Financial Score and not "CREDIT" Score

Guys!!! I am finally back with one more thought of mine and seeing this economy I just cant stop myself but to write something.

Now a days economy is going down day by day so does the credit scores of people too. What is credit score? Do you know what it is and what does it measure or see before assigning you a score?

Well to me its nothing but a tool from-the, by-the and for-the big financial companies to play with and nothing really to teach a person how to manage. To some extent answer is yes, you are doing well if you have a wonderful credit-score, but have you ever sent he breakdown of how credit score is made of? Following are elements:

• 35 percent is based on your payment history
• 30 percent is based on outstanding debt
• 15 percent is based on the length of time you've had credit
• 10 percent is based on new credit
• 10 percent is based on the types of credit you currently have
  

As I have made you guru in the credit score modeling :-), now just understand and see by yourself what does it mean in broader terms and for what respect.
All it has to do is with your credit... that in my layman's term is debt on you. Like how much outstanding debt you have, how much is more allowed for you to take and type of debt on you. Plus the payment you make against the debt's you have. Which is all fine and good.

But does it anywhere says how good are you managing your OWN risk or securing your own future? for example as in troubled times like now how good are you? Making payments on time and having good debt like for house or car is good, but does it tell you how much you saved last month which will cover your risk in any unforeseen risk or bad time?

To me the credit score is a good view but not a complete view. A person should know the limits to which he should take the debt and always maintain a financial score in his mind that how much he saves, pays in debt and invest in other stuff. This will make him/her realize about whats in hand at the end of month and what they can afford or not. Because in bad times your credit score will go away so do your credit cards, but all that remains is the hard cash that you saved from time to time.

Like the payments you are making for against the debts help big-companies to make money and then allow to give you more debt to enjoy and afford more n more luxury. But again a person should not loose ground and live near to reality. So now you have tons of luxury equipments and you are paying all well. But as bad times come all of these go away as they are owned by the company who gave you the debt and you are left with nothing and the luxury you once enjoyed is gone. All the payments that a person once made for like 2-4-7 years against the debt has gone in drain. It has no value now and wont help you now at this instance.

So the basic thing that I want to say is that a person should only stretch his legs till he can cover them. Try to afford and maintain things that are realistically in your reach. Well i know its a long post, but I cant think I can put my point forward in less. :-)

Money Money Money

Is it true that today we all are in the process of making money money and money just because we have forgotten the values and just think that money is solution to everything? To a great it is being made true by us that only money works.
In my view money is a solution to about 95% of problems… now please don’t get angry or throw-up your emotional filled sentiments that love is all it takes and blah-blah. So in my view yes, money is the power to solve one’s 95% of problems. It is because, nor I am Mr. Mahatma Gandhi neither I am any great leader. I don’t want to waste my life in all these conversations and then look back after 50 years and say “what the heck”….
I have seen a lotta drama till date and experiencing it continuously as days go by. So I just wanna earn good money (I don’t know how much, if you ask me) which will be sufficient to lead a good life. I don’t have to think twice to spend money on anything… not that I want to buy moon but, like petty things for which we kill our dreams in our hearts everyday to make a better future.
I think that in today’s world all that shines is gold, maybe it is not in reality (I am relating gold to money showoff here). But for the most part how you pretend and portray yourself is the key to the image you make of yourself. May be your image hits bottom rock when you open your mouth but again…. Who cares for the major part of it. 
Money is the key to do everything and it’s global. You can use it everywhere and anytime. Everybody in this world understands only one common language that is of the hard cash… Again before you start getting me all wrong about my ideas… I want to introduce some more flavor. Through money about which one does not have to think about, he can help so many people (may not be all, but at least the one he knows). Suppose somebody is sick and needs treatment immediately… that time nor does the families loves comes handy neither does god’s grace. This is ONE of the times that one needs solid cash support and nothing else. Of course luck and his destiny are a part but you can’t leave everything to chance without trying.
So all I want to make is a point in short that money is important until and unless some historic change takes place… or earth starts to rotate in opposite direction.

Day Dreamers and Executioners

Just now sitting here I am thinking about day dreaming. People often make humor and make jokes on such people who day dream. Tell me one thing…. What would be the face of the world today of we didn’t had so many day dreamers who thought which was considered impossible or beyond reach.

There is a difference between a daydreamer and a person who dreams and executes a plan for it. For me everything should be dreamt before it takes a shape. Because if a person wants to make something different he has to dream it in his full figured layout and then start working towards it. He should consider all pros and cons according to his dreams first. Pros and cons on technical aspects, designing, etc come later on. First of all the dreamer himself should be 110% convinced and justified in such a sense that he should believe in it fully.

By dreams I do not means by making aero planes and sending rockets to moon. Dreams can be anything.
By dreams I do not term them to only innovate and make new things, but also by planning to get something what is already out there and one wants it.

To get anything that one dreams of at his present circumstances. An ordinary dream can be like having a beautiful house one day…. so he has to start saving and start looking for options which are economically feasible and accessible. We all make plans and execute them on our day to day basis… but we don’t term them dreams and there executions, whereas in my eye they are.
Suppose for a student to buy a laptop is a dream where another student in his class has an apple, a dell and a HP laptop. So for one it’s a dream and for another one its not.

So people now do a reality check and think how big a day dreamer are you? If you are not then I guess you have everything.

Time to say ! ! !

We are always thinking about some things to be said on our behalf to somebody but we can’t as it seems to be difficult or may be gigantic at that time. We always regret that stand of ours afterwards, that if we would have said that then it would have not be the same.

On the contrary sometimes when we say and become joyful that we said our mind and heart, things become difficult as they were not meant to be said. As the thing we spoke may not be meant for that particular time or may be never.

Oooppsss again a dilemma, when to say what and when not to say. This life is full of dilemma’s that didn’t end, I don’t know what to do about them, all I can do is to write and think and rethink about it and make it correct.

So people, please do think a thousand time before you speak something as it will cost you something or the other if the time, the place, the person, luck, the supporting factors are not on your side. But again if we don’t speak we tend to loose what we can achieve and can get. And may be because we are not saying that, that thing may go away or always remain in our heart as an unfilled cut that will always hurt down the memory lane.

It always happen to us as human beings, as we are not GOD, and we always tend to get defeated on different fronts but may be winner at some too. We can hardly control ourselves about this and we can hardly control the flow of events that flow in life and thus affect us big time. All we can do is do what we think is right at that particular time and go ahead with what happens. As there is no point in waiting and thinking too much on some thing at a single time interval, may be by tomorrow we have lost it.

At least then we can have one thing, even if the thing doesn’t work out, we can still be satisfied, that we did tried our best and can’t try it further from there. Life is all about making choices, so always go for a choice that your heart and mind says is right, because if we are able to make right choices always then we all people in this world would be living a very idealistic and heavenly life. So go ahead and make choices, and don’t fear that how they turn out to be, at least you made a choice that you thought is correct and you don’t will see yourself with those eyes of guilt.

So go ahead and speak up what you think and decide about the choices of your life. This dilemma will continue forever……

Virtual World

Is this the virtual world we live in?
If no, then why it seems to be one like that?

There is no answer to this big Q as no one knows if what we all feel is real or virtual?
Is the world and the relationships we have are just nothing, but just all virtual made up mess of ours and we entangled in them just for nothing!!!

This virtual world helps us to live and survive, as a human being among others. But, on the other hand these relations are sometimes so messy that we all normal human beings are so emotionally attached to it and drift when ever any no so happening situation is there. We drift and get broke easily by relationships that end or do not work out well, more badly then getting hit by a bullet.

The thing is we all expect more and keep our eyes closed for all the time. Come on guys we all should be realistic in life and should not consider only win-win or idle conditions for anything to happen. And we should expect the fact that this entire world as it appears is not so cool and good. We have to be kind of open our eyes and face the reality and hardships as soon as possible or they are gonna hurt too much when you are late in the process.

Trust me, as my blog says, many relations in this world are just virtual and virtually good. Means that you should not attach any strings to such stuff and those are good as long as they are virtual. Because if you wanna cross the line of fire, no one but you are the person who is gonna hurt and feel bad at the end. So be prepared for every thing from the starting and keep in mind.

On the other hand, getting real world, is now a days really next to impossible, as getting into or making new relations is very easy but the perfect ones or the ones that you need is very difficult. But still there are quite a few people who believe and are in the idle mode of the world, I think that is because of them this world is running.

That’s why, the most commonly used and working idea is to love all, expect nothing and be real. I think that helps.

Guys and gals prepare yourself for the long battle ahead between you and your self when you face some of the hidden things in this Virtual World.

Self independence and freedom…

What comes to our mind, just when we hear or read these buzz words !!!
The broad definition and what we generally interpret from such lines. but the fact is that we all try to implement same stuff in to our lives not giving a thought to any of the two words, just follow them blindly.



And say that people are blind, blindness is not just able to see, its also when you are not able to assess any thing and follow with no idea where it is leaving too.

What all of us think, is what I think wrong. And we take these words as grated to cover and hide what we don’t want to world to see. We should go in to the deeper meaning of the terms and then try to implement and use them.

What freedom is? I think freedom is the right to do anything right. But many of us take it in the direction to do anything and no matter how. That may create problem to others, but we enjoy that saying that this is our freedom. In case of families, we generally take freedom in wrong sense and go on bullshitting about anything, but the truth is no body is happy with what we do on the name of freedom. Freedom is doing anything freely and not freely doing anything. I wish we could understand this thin line, sometime..

What self independence is? Again it is the same issue as of freedom. Self independence doesn’t mean living on your own and just leaving every thing behind. Self independence means not putting burden on any person, and not becoming so much self sufficient that need of other people is lost and we become so lost in our own.

I meanna say that all these so called buzz words are so hip hop in today’s world but only a few or not even that percentage of people understand the real thing in it, thus suffers from the dilemma of what they are doing.

what is more necessary !!!

Often i used to think for hours that what is necessary earning good money& enjoying good life away from home or to be among our own people & family. Sometime's the thought that come to mind is that money is everything, then next second a bullet hits in between and says what is money without family?

This issue is very complex and atleast i can't stand one decision as of now, may be in future i can decide more wisely and logically. Living with family and your own people we can be among them but then never can be able to explore the world around us, and if we try to explore we have to live away from them.... can't combination of both be possible ?

May be its like a rope on pulley that if u pull one end the other will go out of your reach. Money as of in 21st. century is the most important non-living factor in our lives. We can go for any kind of entertainment or enjoyment if we have loads of money. Even you can visit your family and atleast give them what they need even if you are not there. But again on the contrary, what if they don't need all that plastic artificial stuff and need you around in need's and deed's.

Being away we miss so many sweet and never repeating memories that could be part of our memory book, but in pursuit of somthing unknown and unnamed we are on our way away from that. Money can buy anything but can't give you the warmth of your family and relations. I dont know i think of this again and again may be because i love and wanna be with my family and relatives.

May be its a never ending stream of thoughts that can't stop hitting mind. This is basically what we want and why are we away from there. So a total mess and no way out, i think as for the time live the life as it comes and just drop in as much time as you can for your loved ones. May that can can help find a middle way of the two different ways.